Open a free
business bank account
online in minutes.

open account now

Available only for German Businesses

This is business banking
like never before

Penta makes your life easier by helping you spend less time banking and more time focusing on your business. Best of all, Penta is free to open and super easy to use. We're building the best business bank account in the world and we want you with us.

A business MasterCard
for you and your team.

Get a real-time spending overview in your Penta dashboard. In the near future: issue as many MasterCards as your team needs.

coming soon

Connecting the world of fintech and business apps to your account.

Multi-user
management
Mastercards
Foreign
currencies
Cashflow
Payroll
Accounting
International
Transactions
invoicing
Factoring

Security

Regulation

Penta accounts are held by solarisBank AG, which is regulated by The Federal Financial Supervisory Authority of Germany (Bundesanstalt für Finanzdienstleistungsaufsicht) better known as BaFin.

Guarantee

Your assets are secured by the European Deposit Guarantee Fund in case of insolvency up to € 100,000. This is the standard for all European Union credit institutions.

Encryption

When transmitted, your financial and user data is encrypted and sent using SSL. All in-app transactions are secured by two-factor authentication.

Pricing

Basic Account

Free

No monthly costs

Free to Open Online in Minutes

No monthly Fees

German IBAN

Contactless Debit Mastercard

10 Outgoing Transactions per month

Every transaction after the 10th is 0.10 €

Availability

Currently available for German businesses only

UG - GmbH - AG - GbR - OHG - PartG - KG - e.K. - eG

Your account is
15 minutes away

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