Penta makes your life easier by helping you spend less time banking and more time focusing on your business. Best of all, Penta is free to open and super easy to use. We're building the best business bank account in the world and we want you with us.
Get a real-time spending overview in your Penta dashboard. In the near future: issue as many MasterCards as your team needs.
The easiest way to open a bank account and deposit your Stammkapital for your business In-Foundation
is now available with Penta—and it's 100% online.
At Penta, we've made the process so easy that it only takes 15 minutes to apply and up to 48 hours to approve your account. You'll need your passport or a valid ID and you'll need to upload the following documents:
Gesellschaftsvertrag (Articles of Association)
Gesellschafterliste (List of shareholders)
Handelsregisteranmeldung (Commercial Register Application)
Penta accounts are held by solarisBank AG, which is regulated by The Federal Financial Supervisory Authority of Germany (Bundesanstalt für Finanzdienstleistungsaufsicht) better known as BaFin.
Your assets are secured by the European Deposit Guarantee Fund in case of insolvency up to € 100,000. This is the standard for all European Union credit institutions.
When transmitted, your financial and user data is encrypted and sent using SSL. All in-app transactions are secured by two-factor authentication.
No monthly costs
Free to Open Online in Minutes
No monthly Fees
Contactless Debit Mastercard
10 Outgoing Transactions per month
Every transaction after the 10th is 0.10 €